Undoubtedly, a great truth nowadays

Money talks, my friend.

For some, yes. But it depends in general.

Didn't work too well for Simon Magus.

There is a lot that can be said about this quote, the veracity and actuality of it that is. Perhaps simply put, it is self mockery for the person who uttered it,
Mr. Reginald Wilfer, in "Our Mutual Friend", Book The First: The Cup and the Lip. For him, money and goods--regardless of where they might come from-- were the best reference,
never mind character. The quote is actually obscure enough that it demands a little reading to see the irony in it, never mind the uninspiring circumstances of the utterance.

The Wilfer family is not wealthy at all, one daughter of the two living at home--Bella-- thinks they are poor. They actually rent their home themselves, but just about
ready to sub-lease a good part of it when the future tenant, a man unknown to them, comes calling. Bella apparently had a failed attempt at snatching herself a husband fairly recently. The other daughter is younger but ready to look for a husband as well. They are all talking among themselves, at home, Bella lamenting:

QUOTE: "" I hate to be poor, and we are degradingly poor, offensively poor, miserably poor, beastly poor. But here I am, left with all the ridiculous parts of the situation remaining, and, added to them all, this ridiculous dress! And if the truth was known, when the Harmon murder was all over the town, and people were speculating on its being suicide, I dare say those impudent wretches at the clubs and places made jokes about the miserable creature's having preferred a watery grave to me. It's likely enough they took such liberties; I shouldn't wonder! I declare it's a very hard case indeed, and I am a most unfortunate girl. The idea of being a kind of a widow, and never having been married! And the idea of being as poor as ever after all, and going into black, besides, for a man I never saw, and should have hated--as far as he was concerned--if I had seen!'

The young lady's lamentations were checked at this point by a knuckle, knocking at the half-open door of the room. The knuckle had knocked two or three times already, but had not been heard.

'Who is it?' said Mrs Wilfer, in her Act-of-Parliament manner. 'Enter!'

A gentleman coming in, Miss Bella, with a short and sharp exclamation, scrambled off the hearth-rug and massed the bitten curls together in their right place on her neck.

'The servant girl had her key in the door as I came up, and directed me to this room, telling me I was expected. I am afraid I should have asked her to announce me.'

'Pardon me,' returned Mrs Wilfer. 'Not at all. Two of my daughters. R. W., this is the gentleman who has taken your first- floor. He was so good as to make an appointment for to-night, when you would be at home.'

A dark gentleman. Thirty at the utmost. An expressive, one might say handsome, face. A very bad manner. In the last degree constrained, reserved, diffident, troubled. His eyes were on Miss Bella for an instant, and then looked at the ground as he addressed the master of the house.

'Seeing that I am quite satisfied, Mr Wilfer, with the rooms, and with their situation, and with their price, I suppose a memorandum between us of two or three lines, and a payment down, will bind the bargain? I wish to send in furniture without delay.'

Two or three times during this short address, the cherub addressed had made chubby motions towards a chair. The gentleman now took it, laying a hesitating hand on a corner of the table, and with another hesitating hand lifting the crown of his hat to his lips, and drawing it before his mouth.

'The gentleman, R. W.,' said Mrs Wilfer, 'proposes to take your apartments by the quarter. A quarter's notice on either side.'

'Shall I mention, sir,' insinuated the landlord, expecting it to be received as a matter of course, 'the form of a reference?'

'I think,' returned the gentleman, after a pause, 'that a reference is not necessary; neither, to say the truth, is it convenient, for I am a stranger in London. I require no reference from you, and perhaps, therefore, you will require none from me. That will be fair on both sides. Indeed, I show the greater confidence of the two, for I will pay in advance whatever you please, and I am going to trust my furniture here. Whereas, if you were in embarrassed circumstances--this is merely supposititious--'

Conscience causing R. Wilfer to colour, Mrs Wilfer, from a corner (she always got into stately corners) came to the rescue with a deep-toned 'Per-fectly.'

'--Why then I--might lose it.'

'Well!' observed R. Wilfer, cheerfully, 'money and goods are certainly the best of references.'"" END QOUTE

Well at least the quote, presented out of context, provided a basis for discussion which is the whole purpose of this section, I guess.

It's a shame though that a discussion of Dickens himself and his way of writing things just like that:- that made people reflect and question their times, and that helped fuel a whole movement of reform - didn't eventuate as well.