Be sure to read Scene 3. Quite interesting.

This is a new one. People sure stay busy trying to cheat us, don't they?

SCENE 1.

A friend went to the local gym and placed his belongings in the locker. After the workout and a shower, he came out, saw the locker open, and thought to himself, 'Funny, I thought I locked the locker..
Hmm, 'He dressed and just flipped the wallet to make sure all was in order.
Everything looked okay - all cards were in place...
A few weeks later his credit card bill came -a whooping bill of 1,40,000!
He called the credit card company and started yelling at them, saying that he did not make the transactions.
Customer care personnel verified that there was no Mistake in the system and asked if his card had been stolen..
'No,' he said, but then took out his wallet, pulled out the credit card, and yep -you guessed it - a switch had been made.

An expired similar credit card from the same bank was in the wallet.

The thief broke into his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

How much did he have to pay for items he did not buy?
1,40,000! Why were there no calls made to verify the amount swiped? Small amounts rarely trigger a 'warning bell' with some credit card companies. It just so happens that all the small amounts added up to big one!

SCENE 2.
A man at a local restaurant paid for his meal with his credit card. The bill for the meal came, he signed it and the waitress folded the receipt and passed the credit card along.

Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person.

He called the waitress and she looked perplexed. She took it back, apologized, and hurried back to the counter under the watchful eye of the man.

All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.
No exchange of words --- nothing! She took it and came back to the man with an apology..

Verdict: Make sure the credit cards in your wallet are yours. Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time. Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.
FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!


SCENE 3:

Yesterday I went into a pizza restaurant to pick up an order that I had called in. I paid by using myVisa Card which, of course, is linked directly to my checking account.

The young man behind the counter took my Card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure..

While he waited, he picked up his cell phone and started dialing.

I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary. ? Then I heard a click that sounded like my phone sounds when I take a picture.

He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.

It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing..

He set his phone on the counter, leaving it open. About five seconds later, I heard the chime that tells you that the picture has been saved.

Now I'm standing there struggling with the fact that this boy just took a picture of my credit card.

Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened. Needless to say, I immediately cancelled that card as I was walking out of the pizza parlor..
All I am saying is, be aware of your surroundings at all times. Whenever you are using your credit card take caution and don't be careless.

Notice who is standing near you and what they are doing when you use your card. Be aware of phones, because many have a camera phone these days.
Never let your card out of your sight.....check and check again!

Never ceases to amaze me the chances people take when stealing!! I absolutely hate credit cards. I still believe that cash is king. I know in some cases credit cards are the only option, but it's just nuts.

Here in Chicago a local chain grocery store; it had come to the attention of a few customers that their debit card accounts had "unauthoized" charges on them. As it turned out, there was some type of program in the debit card machine at the registers that kept the numbers, and someone was using them to make purchases. The store only accepts cash or debit cards so it was a little easier to locate the store and what had taken place. Now they are searching for the "master mind" who tampered with these debit card machines in order to steal the numbers.

The OP is not in the U.S., so limits are likely in local currency. (Rupees?)

Also different from one country to another are liabilities. In the U.S., one's liability is zero if the theft is reported before any charges are made. In a case like the first one, where charges have already been made, liability is limited to $50 U.S. as long as the theft is reported when you first become aware of it.

A number of years ago, my washing machine broke. I bought a new washer and dryer for a considerable sum and charged it on my bank card. This was on a Sunday. When I returned home from work Monday, there was a message on my phone asking whether this was a legitimate charge. I certainly did not begrudge the time to call and tell them everything was all right; I was grateful they checked up on an unusually large charge.

Now that's what I call impulse shopping ! HUGE man props, brother ! I bet he forgot the quart of milk and loaf of bread that he was supposed to pick up on his way home, right ?

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Sanity is not statistical

If you check snopes.com you will see that these credit card scams are listed as possible but not common. There are several reasons given why these methods would be difficult to implement.

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"What is the use of a book," thought Alice, "without pictures or conversations?"

I get suspicious if anyone has their phone out when making a purchase with my card... they can easily take a picture while you put in your code.. although I'm not one to use a credit card often except in emergencies... so anything that's not a washing machine or a car repair would be odd for me...

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He who sings scares away his woes. ~Cervantes

kvs, I would have taken the phone and gone straight to the police station. They have ways of accessing the photos without a password or pin number. There may be others beside you who are potential victims. Another angle is to notify the manager. He probably would have been fired on the spot.

My card was abused 3 times within a few hours by a Target store in California. I live in Washington so I don't know how these people operate. I could have been out $300.00 if it were not for balancing my checkbook every day I use my card. I went to the bank, filled out the necessary paperwork and the bank insurance had the money in my checking account within 24 hours.

It could be the cashier is watching you put in the pin number and takes a picture of the credit card number, or maybe a picture of your signature.

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You cannot reason someone out of something they were not reasoned into. Jonathan Swift

Debates and confusions regarding the population count arose when United Nations Population Fund (UNFPA) in its 2010 world population report said Bangladesh's population that year was around 16.44 crore. The government criticised the report for being inaccurate.

According to preliminary findings of the Population and Housing Census 2011, The country's population now stands at 14.23 crore, which is 1.8 crore more than a decade ago. The annual growth rate is 1.34 percent.

What is correct?

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Firojbd

The store only accepts cash or debit cards so it was a little easier to locate the store and what had taken place